ACI Dealing Certificate (#43)

Net funding requirements in liquidity management are determined by means of:

adding up expected vault cash outflows, ATMs and other cash points operated by the institution across all branches
establishing a forward cash flow plan that takes account of all contractual and behavioral cash flows related to assets and liabilities
the net cash flow from investment activities in the IFRS consolidated Statement of Cash Flows for prior periods
subtracting short-term liabilities from short-term assets